My Banana Cupcakes with Chocolate Sauce are definitely worth trying! I'm confident they'll quickly become a favorite treat for you. These cupcakes offer a delicious combination of moist, flavorful cake topped with a rich chocolate sauce, my No-Grit Cream Cheese Buttercream and finished with a light, crunchy meringue garnish. They're a fantastic solution for utilizing overripe bananas and are sure to fulfil any sweet cravings you might have.

Why You'll Love My Banana Cupcakes
You'll love this recipe because it transforms simple, often overlooked ingredients into an irresistible dessert. The moist and flavorful cake base, made with overripe bananas, provides a perfect canvas for the rich chocolate sauce and the light, crunchy meringue garnish. It's this combination of textures and flavors that makes each bite satisfying and complex.
More Banana Goodness
I love baking with overripe bananas! I've made some tasty treats like Chocolate Banana Cake, Cheesecake Stuffed Banana Loaf and and my super simple Banana Bread that I am sure you will love!
Ingredients In Banana Cupcakes
Banana Cupcakes:
- Softened Butter: Adds richness and moisture to the cupcakes, contributing to their tender crumb. It also helps in creaming together with sugar to incorporate air into the batter, making the cupcakes light.
- Brown Sugar: Imparts a deep, caramel-like sweetness and moisture to the cupcakes, complementing the bananas' natural sugars.
- Eggs: Act as a binding agent, providing structure to the cupcakes. Eggs also help in creating a light and airy texture.
- Over-ripe Mashed Bananas: The star ingredient, overripe bananas bring natural sweetness, moisture, and distinct banana flavor to the cupcakes.
- Self-Raising Flour: This is a pre-mixed combination of all-purpose flour, baking powder, and salt, used to give the cupcakes their rise and structure.
- Sour Cream or Yogurt: Both add tanginess, enrich the batter, and contribute to the cupcakes' moistness. They also help to activate the baking powder, aiding in the rise.
- Milk: Thins the batter to the right consistency and contributes to the overall moistness of the banana cupcakes.
Cream Cheese Buttercream
My No-Grit Cream Cheese Buttercream is the perfect choice for these delicious Banana Cupcakes.
Chocolate Sauce and Garnish:
- Dark Chocolate Melts and Heavy Cream: Combine to create a rich, smooth chocolate sauce.
- Crushed Meringue: Adds a light, crunchy texture that contrasts nicely with the moistness of the cupcake and the smoothness of the chocolate sauce.
Is there a substitute for Self-Rising Flour?
If you don't have self-rising flour, you can easily make your own using all-purpose flour and baking powder. For each cup of self-rising flour required, you can substitute with:
- 1 cup (120g) all-purpose flour
- 1 ½ teaspoons (7.5g) baking powder
- ¼ teaspoon (1.25g) salt
Given the recipe calls for 2 ½ cups of self-raising flour, you'd need:
- 2 ½ cups (300g) all-purpose flour
- 3 ¾ teaspoons (18.75g) baking powder
- ⅝ teaspoon (3.125g) salt
This mixture will mimic the leavening and texture effects of self-rising flour, ensuring your cupcakes rise beautifully and have a beautiful texture.

How To Make My Banana Cupcakes
Preparation
Start by preheating your oven to the required temperature and prepare your cupcake or muffin tray by greasing it or lining it with baking cups. This step ensures that your cupcakes will release easily after they are baked.
Mash Bananas
Peel and mash the overripe bananas until they're smooth. Using overripe bananas is key because they are easier to mash and sweeter, adding natural moisture and flavor to the cupcakes.

Cream Butter and Sugar
In a large mixing bowl, cream together the softened butter and sugar with a hand mixer until the mixture is light and fluffy. This process is crucial for incorporating air into the batter, contributing to the lightness of the cupcakes.

Add Eggs
Add the eggs to the mixture one at a time, mixing thoroughly after each addition. This ensures they are well incorporated, adding structure and richness to the batter.

Mix in Bananas and Dairy
Stir in the mashed bananas until just combined, followed by the sour cream or yogurt, and then the milk. These ingredients are essential for adding moisture and fat, which contribute to the tender texture of the cupcakes.

Incorporate Flour
Gently fold in the self-raising flour with a spatula until just combined, taking care not to overmix to avoid the cupcakes becoming tough.

Fill the Tray and Bake
Evenly distribute the batter among the prepared cupcake cups and bake in the preheated oven until a toothpick comes out clean, indicating they are done.

Cool the Cupcakes
Allow the cupcakes to cool in the tray for a few minutes before transferring them to a wire rack to cool completely. Proper cooling is essential for the texture and to prevent the cupcakes from becoming soggy.

Make Chocolate Sauce
Prepare the chocolate sauce by melting chocolate and heavy cream together until smooth. This rich sauce will be used to drizzle over the cupcakes.

Decorate
Once cooled, decorate the cupcakes with frosting, drizzle them with the chocolate sauce, and sprinkle crushed meringue on top for a contrasting texture.

Serve
The cupcakes are now ready to be enjoyed. The combination of moist banana cake, rich chocolate sauce, and light, crunchy meringue creates a deliciously balanced dessert.

My Top Tip
The most important tip for this Banana Cupcakes recipe is to not overmix the batter once the flour is added. Overmixing the batter can lead to the development of gluten, which would make the cupcakes tough and dense rather than light and fluffy.
When incorporating the flour, fold it gently into the wet ingredients using a spatula just until the flour is moistened and no dry streaks remain. This ensures that the cupcakes will have a tender crumb and rise properly, capturing the perfect texture that makes them so delightful. Remember, a few lumps in the batter are perfectly fine and will not affect the final outcome negatively.
Serving Suggestions
Here are some serving suggestions to enhance the experience and presentation of your Banana Cupcakes:
Ice Cream Side: For an indulgent dessert, serve these cupcakes with a scoop of vanilla ice cream. The cold, creamy texture of the ice cream complements the moist cupcakes and the rich chocolate sauce, creating a decadent treat.
Fresh Fruit: Serve the cupcakes with fresh berries or sliced bananas. The acidity and freshness of the fruit cut through the richness of the cupcakes, adding a refreshing contrast and a beautiful pop of color to your dessert plate.
Whipped Cream: A dollop of lightly sweetened whipped cream on top of or beside the cupcakes can add an extra layer of texture and creaminess, making them even more irresistible.
Nutty Crunch: Sprinkle chopped nuts like walnuts or pecans on top for added texture and a nutty flavor that pairs well with bananas and chocolate.
Dessert Buffet: Include these cupcakes in a dessert buffet featuring a variety of small, bite-sized treats. They'll stand out for their unique flavor and presentation, offering a delightful option among other desserts.
Miniature Versions: Consider making miniature cupcakes for a lighter serving option. They're perfect for parties where guests can sample a variety of treats without committing to a full-sized cupcake.
Cake Recipes You Might Like
- Moist Carrot Cake with Cream Cheese Frosting
- Dairy Free Chocolate Cake
- Vegan Lemon Cake
- Eggless Chocolate Lava Cake
Common Questions
Yes, you can use all-purpose flour as a substitute. For every cup of self-raising flour, use 1 cup of all-purpose flour mixed with 1 ½ teaspoons of baking powder and ¼ teaspoon of salt to replicate the leavening effect.
If you don't have sour cream or yogurt, you can use an equal amount of buttermilk or a mixture of milk with a tablespoon of vinegar or lemon juice added to it. Let the mixture sit for about 5 minutes before using it in your recipe.
Yes, you can bake these cupcakes a day in advance. Once cooled, store them in an airtight container at room temperature. However, it's best to add the chocolate sauce and meringue garnish just before serving to keep the textures distinct.
Yes, you can freeze the cupcakes without the chocolate sauce and meringue garnish. Wrap them individually in plastic wrap and place them in a freezer bag. They can be frozen for up to 3 months. Thaw at room temperature before decorating and serving.
Absolutely! White chocolate can be used to create a sweeter, creamier sauce. Just keep in mind that white chocolate melts differently, so watch it closely to prevent it from seizing.
Leftover cupcakes can be stored in an airtight container at room temperature for up to 3 days. If you've already added the chocolate sauce and meringue, it's best to store them in the refrigerator to keep the garnish fresh.
Banana Cupcakes with Chocolate Sauce
INGREDIENTS
Banana Cupcakes
- 125 g (½ cups) butter unsalted and softened
- 155 g (5/7 cups) brown sugar
- 2 (2) eggs large
- 2 (2) bananas large and very ripe
- 2½ cups (2 ½ cups) self-rising flour
- ½ cup (½ cup) sour cream or yoghurt
- ⅓ cup (⅓ cup) milk
Chocolate Sauce
- 100 g (3 ½ oz) dark chocolate
- 80 g (⅓ cups) heavy cream
No-Grit Cream Cheese Buttercream
- No-Grit Cream Cheese Buttercream 1 batch Cream Cheese Buttercream
Garnish
- 2 tablespoon (2 tablespoon) crushed meringue
INSTRUCTIONS
Banana Cupcakes
- Preheat your oven to 180°C (355°F). Grease a cupcake or muffin tray, or line them with baking cups.
- Mash the bananas well and set aside.
- In a mixing bowl, combine softened butter and sugar. Use a hand mixer to blend until well combined.
- Add eggs one at a time, mixing well after each addition. Then, add the mashed bananas and mix until just combined.
- Incorporate the sour cream (or yogurt) with a brief mix, then add the milk and mix again until just combined.
- Fold in the flour with a silicone spatula until just mixed and no dry flour remains. Be careful not to overmix.
- Portion the batter into the prepared tray using a large ice cream scoop.
- Bake for 25-30 minutes, or until a toothpick inserted comes out clean.
- Cool the cupcakes for 5 minutes in the tray, then transfer to a wire rack to cool completely before decorating.
Chocolate Sauce
- For the chocolate sauce, combine chocolate and cream in a microwave-safe jug. Microwave in 30-second bursts, stirring until smooth. Allow cooling to lukewarm.
Decorate Cupcakes
- Decorate the cupcakes with a generous amount of cream cheese buttercream, drizzle with chocolate sauce, and sprinkle with crushed meringues.
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