• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
Cupcake Savvyโ€™s Kitchen
  • Recipes
  • About
  • Subscribe
  • Amazon
  • Contact
menu icon
go to homepage
  • Recipes
  • About
  • Subscribe
  • Amazon
  • Contact
    • Facebook
    • Instagram
    • Pinterest
    • TikTok
    • YouTube
  • search icon
    Homepage link
    • Recipes
    • About
    • Subscribe
    • Amazon
    • Contact
    • Facebook
    • Instagram
    • Pinterest
    • TikTok
    • YouTube
  • ร—
    Home ยป Recipes ยป Cupcakes and Muffins

    Moist Banana Cupcakes with Chocolate Sauce and Frosting

    Published: Feb 10, 2024 ยท Modified: Apr 9, 2026 by Fay ยท This post may contain affiliate links ยท 2 Comments

    98 shares
    JUMP TO RECIPE RATE THIS RECIPE Add us as a Google Trusted Source

    These banana cupcakes are made with mashed overripe bananas for a naturally moist, tender crumb. Each cupcake is topped with my No-Grit Cream Cheese Buttercream a dark chocolate sauce, and a sprinkle of crushed meringue for a little crunch.

    Moist banana cupcakes topped with cream cheese frosting, dark chocolate sauce, and crushed meringue
    Table of Contents
    • Why These Banana Cupcakes Work
    • More Easy Banana Recipes
    • Ingredients In Banana Cupcakes
    • Is there a substitute for Self-Rising Flour?
    • How To Make Banana Cupcakes
    • Tips for Light and Moist Banana Cupcakes
    • How to Store Banana Cupcakes
    • Cake Recipes You Might Like
    • Banana Cupcake FAQs
    • Recipe: Banana Cupcakes with Chocolate Sauce and Cream Cheese Frosting
    • More Banana Recipes - Video Tutorials

    SUMMARISE AND SAVE THIS RECIPE

    ChatGPT
    Google AI
    Perplexity
    Claude

    Why These Banana Cupcakes Work

    These banana cupcakes come together with everyday ingredients and no special equipment. The overripe bananas do most of the work as they add natural sweetness and keep the crumb moist without needing extra oil. The dark chocolate sauce takes minutes to make in the microwave, and the cream cheese frosting pipes cleanly every time. Topped with crushed meringue, you get a contrast of textures in every bite.

    More Easy Banana Recipes

    If you enjoy baking with overripe bananas, here are a few more recipes from my kitchen worth trying:

    • Easy Banana Bread, a straightforward one-bowl banana bread that comes together quickly.
    • Chocolate Banana Cake Recipe, a rich, fudgy cake that uses ripe bananas to keep it moist.
    • Cheesecake Stuffed Banana Loaf, a banana loaf with a creamy cheesecake layer baked right through the center.

    Ingredients In Banana Cupcakes

    Banana Cupcakes:

    • Unsalted butter, softened: creams with the sugar to give the cupcakes a light, tender crumb.
    • Brown sugar: adds a deeper, caramel-like sweetness that pairs well with banana.
    • Eggs: bind the batter and add structure.
    • Overripe bananas: the riper the better. Look for heavily spotted or fully black bananas. They mash easily and give the cupcakes their moisture and natural sweetness. Bright yellow bananas will not give you the same result.
    • Self-rising flour: gives the cupcakes their rise without needing extra leavening.
    • Sour cream or yogurt: keeps the crumb moist and adds a slight tang.
    • Milk: loosens the batter to the right consistency

    Cream Cheese Frosting

    My No-Grit Cream Cheese Buttercream is the frosting I use on these banana cupcakes. It pipes beautifully, holds its shape, and has a smooth tangy finish that balances the sweetness of the banana cake and the richness of the chocolate sauce. It is also grit-free.

    Chocolate Sauce and Garnish:

    • Dark chocolate and heavy cream: melted together to make a smooth, pourable chocolate sauce.
    • Crushed meringue: sprinkled on top for a light crunch that contrasts with the soft cupcake and smooth frosting.

    Is there a substitute for Self-Rising Flour?

    If you don't have self-rising flour, you can make your own using all-purpose flour and baking powder. For each cup needed, combine:

    • 120g (1 cup) all-purpose flour
    • 7.5g (1ยฝ teaspoons) baking powder
    • 1.25g (ยผ teaspoon) salt

    Since this recipe uses 2ยฝ cups of self-rising flour, you will need:

    • 3g (โ… teaspoon) salt
    • 300g (2ยฝ cups) all-purpose flour
    • 18.75g (3ยพ teaspoons) baking powder
    Banana Cupcakes

    How To Make Banana Cupcakes

    Preparation

    Preheat your oven to 180C (355F). Grease a 12-hole muffin tray or line it with cupcake liners and set aside.

    Mash Bananas

    Peel and mash the overripe bananas until smooth. The riper your bananas, the easier they mash and the more flavor they bring to the cupcakes.

    Mashing overripe bananas with a fork for banana cupcake batter

    Cream Butter and Sugar

    In a large mixing bowl, beat the softened butter and brown sugar with a hand mixer until well combined and pale in color. This step incorporates air into the batter, which gives the cupcakes a lighter crumb.

    Creaming softened butter and brown sugar together with a hand mixer

    Add Eggs

    Add the eggs one at a time, mixing well after each addition until fully incorporated.

    Adding eggs one at a time to the banana cupcake batter

    Mix in Bananas and Dairy

    Add the mashed bananas and mix until just combined. Add the sour cream or yogurt and mix briefly, then add the milk and mix again until just combined.

    Stirring mashed overripe bananas and sour cream into the cupcake batter

    Fold in the Flour

    Add the self-rising flour and fold gently with a silicone spatula until no dry streaks remain. Do not overmix, stop as soon as the flour is incorporated. Overmixing develops gluten and results in dense cupcakes.

    Folding self-rising flour into banana cupcake batter with a silicone spatula

    Fill the Tray and Bake

    Use a large ice cream scoop to portion the batter evenly into the prepared tray. Bake for 30-35 minutes, or until a toothpick inserted into the center comes out clean. Start checking at the 25-minute mark to avoid overbaking.

    Portioning banana cupcake batter into a lined muffin tray using an ice cream scoop

    Cool the Cupcakes

    Leave the cupcakes in the tray for 5 minutes, then transfer to a wire rack to cool completely before decorating.

    Baked banana cupcakes cooling on a wire rack before decorating

    Make the Chocolate Sauce

    Combine the dark chocolate and heavy cream in a microwave-safe jug. Microwave in 30-second bursts, stirring between each, until smooth. Set aside to cool to lukewarm before drizzling.

    Melting dark chocolate and heavy cream together in a microwave-safe jug to make chocolate sauce

    Decorate

    Pipe a generous amount of cream cheese buttercream onto each cooled cupcake, drizzle with the chocolate sauce, and finish with a sprinkle of crushed meringue.

    Piping cream cheese frosting onto banana cupcakes and drizzling with dark chocolate sauce
    Banana Cupcakes Cupcake Savvy (10)

    Tips for Light and Moist Banana Cupcakes

    Use overripe bananas. The darker and spottier the better. Overripe bananas have a higher sugar content and more moisture than fresh bananas, which directly affects the texture and flavor of the finished cupcake.

    Do not overmix once the flour goes in. Fold gently with a spatula and stop as soon as no dry streaks remain. A few small lumps in the batter are fine.

    Bring your butter and eggs to room temperature before you start. Cold butter will not cream properly and cold eggs can cause the batter to curdle.

    Start checking at 25 minutes. Ovens vary and overbaked banana cupcakes dry out quickly. A toothpick inserted into the center should come out clean with no wet batter attached.

    Cool completely before decorating. Frosting and chocolate sauce applied to a warm cupcake will slide off and lose their shape.

    How to Store Banana Cupcakes

    Store unfrosted banana cupcakes in an airtight container at room temperature for up to 3 days. Once frosted and decorated with chocolate sauce and crushed meringue, store them in the refrigerator and bring to room temperature for 20-30 minutes before serving. The meringue will soften in the fridge overnight, so add it just before serving if you want to keep the crunch.

    To freeze, wrap unfrosted cupcakes individually in plastic wrap and place them in a freezer-safe bag. They keep well for up to 3 months. Thaw at room temperature, then frost and decorate just before serving.

    Cake Recipes You Might Like

    • Moist carrot cake recipe decorated with cream cheese frosting and walnuts.
      Moist Carrot Cake with Cream Cheese Frosting
    • Dairy Free Chocolate Cake Cupcake Savvy
      Dairy Free Chocolate Cake
    • Vegan Lemon Cake Cupcake Savvy
      Vegan Lemon Cake
    • Eggless Chocolate Lava Cake Cupcake Savvy
      Eggless Chocolate Lava Cake
    See more Cakes โ†’

    Banana Cupcake FAQs

    Can I use all-purpose flour instead of self-rising flour?

    Yes. For every cup of self-rising flour, combine 120g (1 cup) all-purpose flour with 7.5g (1ยฝ teaspoons) baking powder and 1.25g (ยผ teaspoon) salt. See the full substitution breakdown above.

    What can I use instead of sour cream or yogurt?

    Use an equal amount of buttermilk, or make your own by adding 1 tablespoon of white vinegar or lemon juice to โ…“ cup of milk. Let it sit for 5 minutes before using.

    Can I make these banana cupcakes ahead of time?

    Yes. Bake the cupcakes a day in advance and store them unfrosted in an airtight container at room temperature. Add the frosting, chocolate sauce, and crushed meringue on the day of serving.

    Can I freeze banana cupcakes?

    Yes. Freeze unfrosted cupcakes individually wrapped in plastic wrap inside a freezer-safe bag for up to 3 months. Thaw at room temperature before frosting and decorating.

    Can I use white chocolate instead of dark chocolate for the sauce?

    Yes. White chocolate makes a sweeter, creamier sauce. Watch it closely when melting as it seizes more easily than dark chocolate.

    How do I store leftover cupcakes?

    Store frosted cupcakes in an airtight container in the refrigerator for up to 3 days. Bring to room temperature for 20-30 minutes before serving. Add the crushed meringue just before serving to keep the crunch.

    Make It โœจ Snap It ๐Ÿ“ธ Share It! ๐Ÿจ(Tag @CupcakeSavvysKitchen)

    If you whip up one of my desserts, I'd love to see it! ๐Ÿ˜ Tag me on Instagram or Facebook so I can check out your creation. I'll be reposting my favorites and giving shout-outs in my stories! ๐ŸŽ‰

    ๐ŸŽฅ You can also find full dessert video tutorials on my YouTube channel. I post new dessert recipes there all the time, so come join me in the kitchen on YouTube!

    It's always fun to see your unique twists on my recipes, so don't be shy, snap a pic and share it! ๐Ÿ“ข๐Ÿฐ #CupcakeSavvysKitchen

    Have you tried this recipe? Tag me @CupcakeSavvysKitchen and I will share your pic in my stories!
    Moist banana cupcakes topped with cream cheese frosting, dark chocolate sauce, and crushed meringue

    Banana Cupcakes with Chocolate Sauce and Cream Cheese Frosting

    Prep Time: 35 minutes minutes
    Cook Time: 35 minutes minutes
    Total Time: 1 hour hour 10 minutes minutes
    Print Pin
    These banana cupcakes are made with mashed overripe bananas for a naturally moist, tender crumb. Each cupcake is topped with cream cheese frosting, a dark chocolate sauce, and crushed meringue.
    Servings: 12 Cupcakes
    Prevent your screen from going dark

    INGREDIENTS

    Banana Cupcakes
    • 125 g (ยฝ cups) butter unsalted and softened
    • 155 g (5ยฝ oz) brown sugar
    • 2 eggs large
    • 2 bananas large and very ripe
    • 2ยฝ cups (10ยฝ oz) self-rising flour
    • ยฝ cup sour cream or yogurt
    • โ…“ cup milk
    Chocolate Sauce
    • 100 g (3 ยฝ oz) dark chocolate
    • 80 g (โ…“ cup) heavy cream
    No-Grit Cream Cheese Buttercream
    • No-Grit Cream Cheese Buttercream 1 batch Cream Cheese Buttercream
    Garnish
    • 2 tablespoon crushed meringue

    EQUIPMENT

    Cupcake Tray
    Cupcake Tray
    Hand Mixer
    Hand Mixer
    Ice Cream Scoop
    Ice Cream Scoop
    Cooling Rack
    Cooling Rack
    18 Inch Piping Bags
    18 Inch Piping Bags
    Plain Piping Tips
    Plain Piping Tips

    INSTRUCTIONS

    Banana Cupcakes
    • Preheat your oven to 180ยฐC (355ยฐF). Grease a cupcake or muffin tray, or line them with baking cups.
    • Mash the bananas well and set aside.
    • In a mixing bowl, combine softened butter and sugar. Use a hand mixer to blend until well combined.
    • Add eggs one at a time, mixing well after each addition. Then, add the mashed bananas and mix until just combined.
    • Incorporate the sour cream (or yogurt) with a brief mix, then add the milk and mix again until just combined.
    • Fold in the flour with a silicone spatula until just mixed and no dry flour remains. Be careful not to overmix.
    • Portion the batter into the prepared tray using a large ice cream scoop.
    • Bake for 25-30 minutes, or until a toothpick inserted comes out clean.
    • Cool the cupcakes for 5 minutes in the tray, then transfer to a wire rack to cool completely before decorating.
    Chocolate Sauce
    • For the chocolate sauce, combine chocolate and cream in a microwave-safe jug. Microwave in 30-second bursts, stirring until smooth. Allow cooling to lukewarm.
    Decorate Cupcakes
    • Decorate the cupcakes with a generous amount of cream cheese buttercream, drizzle with chocolate sauce, and sprinkle with crushed meringues.

    NOTES

    Bananas: The riper, the better. Overripe bananas add more sweetness and moisture to the cupcakes.
    Mixing: Avoid overmixing the batter after adding flour to keep the cupcakes light and fluffy.
    Baking: Start checking the cupcakes a few minutes before the suggested baking time to prevent over-baking.
    Cooling: Allow the cupcakes to cool completely before decorating to prevent the buttercream and chocolate sauce from melting.
    Buttercream: My No-Grit Cream Cheese Buttercream works really well with these cupcakes and is one of the most popular recipes on this blog.
    Chocolate Sauce: If the sauce thickens too much upon cooling, gently reheat it for a few seconds in the microwave for easier drizzling.
    Serving: These cupcakes are best served the day they are made but can be stored in an airtight container for up to 3 days.

    NUTRITION

    Calories: 764kcal | Carbohydrates: 41g | Protein: 6g | Fat: 18g | Saturated Fat: 10g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 5g | Trans Fat: 0.3g | Cholesterol: 64mg | Sodium: 91mg | Potassium: 214mg | Fiber: 2g | Sugar: 18g | Vitamin A: 485IU | Vitamin C: 2mg | Calcium: 51mg | Iron: 2mg
    Tried this recipe?Tag me @CupcakeSavvysKitchen and I will share your pic in my stories!

    More Banana Recipes - Video Tutorials

    • Banana Chocolate Chip Muffins
    • Cheesecake Stuffed Banana Bread
    • Banoffee Dessert Cups

    More Cupcakes and Muffins

    • Strawberry White Chocolate Muffins Cupcake Savvy (1)
      Strawberry White Chocolate Muffins
    • Double Chocolate Muffin Cupcakes Cupcake Savvy
      Double Chocolate Muffin Cupcakes
    • Nutella Brownie Cupcakes Cupcake Savvy
      Nutella Brownie Cupcakes
    • Eggless Chocolate Cupcakes Cupcake Savvy
      Eggless Chocolate Cupcakes Recipe

    Reader Interactions

    Comments

      5 from 1 vote

      Leave a Reply Cancel reply

      Your email address will not be published. Required fields are marked *

      Recipe Rating




    1. Mel says

      April 09, 2026 at 3:20 am

      5 stars
      Nice and moist. Great texture. Thanks!

      Reply
      • Fay says

        April 09, 2026 at 3:22 am

        Glad you like it! It's my go-to for leftover bananas.

        Reply

    Primary Sidebar

    Cupcake Savvy's Kitchen

    Hi, I'm Fay and I've been making desserts for over 45 years. I started baking every weekend for my siblings in junior high and never stopped. I read recipe books like novels, genuinely, for fun. Before retiring to become a stay at home mum, I was a secondary mathematics teacher, which means I take clear instructions very seriously. You won't find vague recipes here.

    More about me โ†’

    Popular Recipes

    • Mini mango cheesecakes with mango topping on a cookie crust, chilled and served on a white plate
      Mango Cheesecake Mini No Bake Recipe
    • White Chocolate and Cream Cheese Ganache Cupcake Savvy
      White Chocolate Cream Cheese Ganache Whipped
    • Stack of thick bakery chocolate chip cookies with golden edges and gooey centers
      Bakery Chocolate Chip Cookies
    • Moist vanilla cupcakes in baking cups cooling on wire rack
      Vanilla Cupcakes Moist and Fluffy One Bowl Recipe

    Cake Recipes

    • Blender Banana Cake Cupcake Savvy
      Blender Banana Cake Recipe
    • Red Velvet Cake Cupcake Savvy
      Red Velvet Cake
    • Homemade Cake Flour Cupcake Savvy
      Homemade Cake Flour
    • Chocolate Sheet Cake Cupcake Savvy
      Chocolate Sheet Cake with Double Chocolate Mousse Frosting
    See more Cakes โ†’

    Footer

    โ†‘ back to top

    About

    • Privacy Policy
    • Disclosure Policy
    • Accessibility Statement

    Newsletter

    • Sign Up! for emails and updates

    Contact

    • Contact
    • About

    Fay Maria Khoury. Copyright ยฉ 2023

    Rate This Recipe

    Your vote:




    A rating is required
    A name is required
    An email is required

    Recipe Ratings without Comment

    Something went wrong. Please try again.